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The information, ideas and suggestions contain herein have been developed from sources, including publications and research, which are considered and believed to be reliable, but cannot be guaranteed.

It is provided as entertainment with the understanding that the publisher and authors are not engaged in rendering professional services. If professional advice or other expert assistance is required, the services of a competent professional should be sought.

The publisher and authors specifically disclaims any liability, loss, or risk, personal or otherwise, incurred as a consequence directly or indirectly of the use and application of any of the techniques, products, or contents on this website.